Posts Tagged ‘money’

So how much money are you going to blow up this 4th of July?

July 2nd, 2010
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Well it’s that time of year again where people go spend their money on explosives to blow up so that they can celebrate the 4th of July.

I remember once upon a time fairly recently I would go out and buy as many big fireworks as I could.

But I don’t do that anymore. Is it fun? It was.

A few years back something happened in my brain as I watched my fireworks that I bought shoot up into the sky and explode.

Instead of seeing the colorful burst I saw dollar signs. I lit that 40 shot finale that cost $40 and every time I saw a burst I just saw dollar signs. And then I realized that what took me hours to earn at work I literally blew up in a matter of minutes.

Buying and lighting fireworks really is like blowing up your money. I still like the small cheap ones, I mean after all I do waste a few bucks here and a few bucks there but I don’t go around just lighting $20 bills on fire and stare at it in awe. I’d rather let some other person blow their money up.

Anyways, happy 4th of July, well a few days early but as I sit here I hear the sound of money being blown to pieces outside the house.

I wonder what the total amount of money American’s will spend this holiday weekend on fireworks.I’d love to see those figures and compare them to the last several years.

I wonder if you can judge a national depression based upon the amount of fireworks the nation purchases. Seems like the higher number of fireworks the happier we are as a people. After all, how many depressed people buy fireworks and shoot them off? I dare you to light a firework without smiling, it’s almost impossible. The slight terror wondering if the fuse is going to burn to fast or if it’s a dud. Then you run away and turn around just in time to see your investment explode in a fraction of a second and then you do it all over again. But you still can’t help but smile.

You know what is ironic, is the fact parents are so protective of children, won’t let them cross the street, use a knife, or play with matches, use the stove, etc… But once a year we give that same child an explosive toy or sparkler that get’s into the temperature range of 1800 to 3000 degrees and let em have at it. I guess in the words of Engvall, “Here’s your sign!”

Oh and if you want to leave any comments I added a new feature to my site today, you can now use your twitter account to leave me a comment! That’s right no more signing up on my site, just click the comments button and login using OAUTH to authorize your twitter account, it’s quick, easy and secure! So, leave me a comment and let me know how much money you plan on blowing up this 4th of july!

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When will you people learn…

June 18th, 2010
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I know I often write about government, taxes and stupid people…. But the reason for that is because our country does not have a lack of stupid people. I’m all for free enterprise and the free market as I’ve stated many times in past posts. But I saw something on the news last night that just made me cringe. See we have very hot weather in the Tennessee area and it’s not unusual for the temp to get up in the 95+ degree range. Well the “City of Nashville” has a program where “they” give free air conditioners out to low income families. There are also programs where the government will help pay for low income families power bills… Just think about that for a second…

Here’s the problem, the government is NOT paying for anything. It’s the Tennessee taxpayers that are buying these air conditioners for low income people. It’s the taxpayers paying the low income peoples utility bills. It’s not like it’s a gift from the government, that money is coming from somewhere. And if that wasn’t enough, the news doesn’t point this out. Nope, they instead say “state government is giving away free air conditioners today.”

When I first heard about this program I thought I might go get one, after all it’s my tax money being used to buy them, seems like I should be in the front of the line, or at least in front of those that don’t pay taxes. But nope, turns out since I earn money I don’t even qualify for the item I bought.

What a great country. My wallet gets emptier and people with little to no motivation get more stuff. I realize it’s hot, but my tax money is already paying for the public library and other government buildings with air conditioning. I say instead of spending money on air conditioners for low income people which ultimately require electricity these people can’t pay for which means I buy it as well the money should be spent elsewhere. Like on something that benefits ME.

Call me selfish, but I’m tired of buying crap for people that don’t have enough motivation or personal responsibility to go out and provide for themselves. Almost everywhere I have been lately has “now hiring signs” out front. Where I work there are about 25 positions open that we can’t fill. There are jobs, the problem is people with lots of kids are sucking on the teat of the government and they’ve got hooked. I imagine it’s much easier to stay at home and get free money then go out and work 40-60 hours a week, guess I’m the idiot for doing it.

All I want is for people to stand up and acknowldege they are taking my tax money, I would be fine buying air conditioners or paying utility bills for people who admit it, but it annoys the heck out of me that people think this “government money” just magically appears and they are entitled to it.

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So long Microsoft, thanks for canceling my software.

June 10th, 2009
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It’s no secret, I moved from a PC to a Mac a long time ago because I was tired of the Microsoft bugs and system crashes. Well, that worked with one exception, Mac has no good financial programs so I have been running VMWare fushion on my mac and running Microsoft Money for finances. The only reason I still touch windows on my mac is because of Money. But today I got the following notice from Microsoft.

Important notice: Microsoft Money Plus will not be available for purchase after June 30, 2009. All purchased Money Plus products must be activated prior to Jan. 31, 2011.

With banks, brokerage firms and Web sites now providing a range of options for managing personal finances, the consumer need for Microsoft Money Plus has changed. After suspending annual updates of Money Plus in 2008, Microsoft is announcing today that we will no longer offer Microsoft Money Plus for purchase after June 30, 2009.

We would like to thank the many dedicated users who have been enthusiastic supporters of Microsoft Money over the years, as well as our partner financial institutions who helped pioneer a digital vision of financial management.

Microsoft remains committed to helping customers chart a course to financial well-being. The MSN Money Web site will continue to provide personal finance information and advice plus comprehensive market news and quotes. We will continue to evolve and enhance the online MSN offering in the coming months.

Current Money Plus customers who have questions or concerns can find additional information here.

Sadly I am not happy that Microsoft is pulling all development on the money program. I love it, it is the best one out there. And while there are other options, they all suck. I guess the most annoying thing is once you buy the software, apparently you don’t own it, in this case Microsoft can just stop supporting and disable the online services that it requires to live. Hence my software is dead… Well not yet but it will be.
I guess it’s time to jump ship now, and finally get Microsoft off my mac totally. I have no idea what program to use now….. dang it.
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Whatever happened to working for money?

May 30th, 2009
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I remember a time growing up when I was in various groups from the cub scouts and boy scouts to a police academy as well as a church group, etc. In all of those groups we had a common theme, fund raising. We did various things from helping people accomplish tasks like yard work to selling items. In the cub scouts we sold pizzas, but not frozen. We would go door to door and sell pizza’s and get orders only. Then we would go back after the deadline was passed and had row after row of tables setup and we would make the pizzas ourselves to the point they were ready to put in the oven. But we would instead then seal them in plastic and deliver them to our customers. Fresh pizzas, made by the scouts. It took a lot of work, but we earned the money.

So where am I going with this? I’ll tell you. Today my wife and I went to Wal-mart to do our grocery shopping. When we approached we saw the local high school football team outside in jersey’s holding little cups asking people for money to support the team. Now I have a problem with this. See, these kids were not looking at all professional. Some had McDonalds cups, others were leaning on poles or against the building. There wasn’t order and you really couldn’t make out what they were there for. I didn’t see any leadership or organization. And these kids wanted money for football, but they weren’t willing to do any work for it. This is the gist of my problem.

See I was raised to work hard for money. I think that is why I am as successful as I am, I don’t hold out a cup begging and expect people to give me money. Yet these kids are doing that. Ironically enough next door at a restaurant the local church was also doing fund raising, but instead of asking for money for nothing they were doing a car-wash with donations accepted. See they were EARNING their money. Why does a church group seem to put more energy towards fundraising then a bunch of football players? It really is an embarrassment to them.

And I understand at a wal-mart there is only so much that you can do to earn money right outside the doors. But rather then hounding senior citizens as they leave for money why don’t they offer to carry the groceries to the car and help them load them? Why don’t they sell something, or even have some organization or structure and put a table up so people can see info on the team. It just seemed half-assed of a process. Like someone woke up and said “let’s go beg for money today!”

I implore everyone that sees this behavior to NOT contribute. I think if organizations need money they need to offer a service or at least do it in a professional manner. This panhandling concept just should be a no-no. It’s making people lazy and get something for nothing. I guess if we want socialism then it works, but I’m not for that. I believe that hard work brings great rewards in the end and I will debate that with anyone that wants to argue it.

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Woohoo, I'm in the most manly city in America according to the Associated Press.

March 6th, 2009
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Well, my wife and I recently moved to Nashville for new jobs and today a study was released that shows Nashville is the manliest place in America! Of course if you read the criteria it is based on the # of sports teams, popularity of tools and frequency of monster truck rallies…….. WHAT????? I enjoy a game of hockey every now and then but I’m no addict to the sport. I have a lot of tools so I’m guilty in that area. And I’m just not fond of monster truck rallies……. I think that criteria is wrong.

See I think the criteria should be based on the number of men employed in each city, taking into account those where the guys are responsible and not in prison or on parole. Cities with guys that are being responsible and paying bills, taxes, voting and living the good life, to me that is manly.

Truck rallies, tools and sports are recreational that some people enjoy but don’t make the man.  I’m surprised they didn’t throw in other idiotic criteria including how much beer drank per male capita, # of broken down cars that are being “worked on” in the front yard, the size of the average TV’s that is always on a NFL game, number of guns owned, how big your cowboy hat is…… and I could go on.

I can’t believe someone actually spent money conducting this study………. And we wonder why our economy is in the crapper. Can we say “lack of priorities and focus?”

Anyways, here’s the news story sadly from the Associated Press, a once respectable news agency.

Oh, and sorry New York and Los Angeles, guess you got to many metrosexuals in your ranks cause “y’all aren’t manly at all” according to the AP and the results of this study.

Most ‘manly’ cities?

10:24 PM CST on Thursday, March 5, 2009Associated Press

Guys have a reason to high-five in several Ohio cities, named some of the manliest places in America.

A new ranking says Cincinnati, Columbus and Toledo make the top 10 for manliness based on criteria such as the number of major league sports teams, popularity of tools and hardware and frequency of monster truck rallies.
Nashville, Tenn., comes out on top in the study by Sperling’s BestPlaces and commissioned as part of a promotion for Combos snacks made by Mars Snackfood US.
Charlotte, N.C., is second, followed by Oklahoma City and then fourth-place Cincinnati. Columbus is seventh and Toledo 10th.
Dayton is manly enough for 15th and Cleveland ranks No. 19.
New York City finished last out of 50 major U.S. metropolitan areas ranked in the survey.

Manliest Places In America:

1. Nashville, Tenn.
2. Charlotte, N.C.
3. Oklahoma City
4. Cincinnati
5. Denver
6. St. Louis
7. Columbus, Ohio
8. Kansas City, Mo.
9. Indianapolis
10. Toledo, Ohio
11. Memphis, Tenn.
12. Richmond, Va.
13. Columbia, S.C.
14. Orlando, Fla.
15. Dayton, Ohio
16. Salt Lake City
17. Milwaukee
18. Minneapolis
19. Cleveland
20. Detroit
21. Jacksonville, Fla.
22. Phoenix
23. Birmingham, Ala.
24. Grand Rapids, Mich.
25. Tampa-St. Petersburg, Fla.
26. Harrisburg, Pa.
27. New Orleans
28. Las Vegas
29. Pittsburgh
30. Philadelphia
31. Louisville, Ky.
32. Atlanta
33. Providence, R.I.
34. Dallas
35. Buffalo, N.Y.
36. Rochester, N.Y.
37. Baltimore
38. Boston
39. Houston
40. Seattle
41. Sacramento, Calif.
42. Miami
43. San Diego
44. Oakland, Calif.
45. Washington, D.C.
46. Chicago
47. Portland, Ore.
48. San Francisco
49. Los Angeles
50. New York

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AIG Executives Blow $440,000 After Getting Bailout

October 7th, 2008
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If this news story doesn’t make you mad then you have major issues. As a tax payer we all paid $700 billion for bailout packages for wall street which aren’t working. But now to see this news story on how money is being blown is just an insult. I fully expect these executives to have to sell their homes to repay the funds and face possible jail time.  I can’t believe these people had the nerve to go on a half million dollar retreat after getting $85 billion from the government (from the tax payers).

AIG Executives Blow $440,000 After Getting Bailout

From Fox Business News

If you’d just gotten a government bailout, you might be tempted to hold a retreat at a nice California hotel — and that’s exactly what American International Group (AIG: 3.60, -0.27, -6.97%) executives did.

The committee on Oversight and Government Reform held a hearing on Tuesday at 10:00 a.m. Eastern time. to address and examine downfall of AIG, the world’s largest insurance company. The committee planned to discuss the financial excesses and regulatory mistakes that led to AIG’s government bailout.

One of the items discussed was AIG’s expenditure of $440,000 for a corporate retreat at the St. Regis Monarch Beach resort in Los Angeles, Calif. These funds were spent on Sept. 22, a week after the Federal Reserve extended an $85 billion emergency loan to AIG to keep it from going bankrupt due to insurance liabilities.

According to the receipt from the St. Regis, the eight-day company retreat was a lavish one – $139,000 was spent on hotel rooms, while even more money — $147,301 — was spent on banquets. Another $23,380 was spent on undisclosed spa treatments and another $6,939 was spent on golf. A full $9,980 was spent on room service and food and cocktails at the hotel lounge.

The St. Regis Monarch Beach resort is described on its Web site as “a landmark resort of legendary proportions.” 

Legendary, indeed.

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"You lose, good day sir!" – Game is officially over.

September 17th, 2008
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At this point Wonka yells “You lose good day sir!”

And the game is over. Actually this would be me yelling seeing how I WON!!!! I won what you ask? Well for those of you following my battle with monitronics you have missed out on an adventure. Search my blog and you will find the other similar posts. Basically what happened is they billed wrong, the promised to send me a refund and they never did. I finally got someone that would help me and it took a lot of time, calling daily on my part, etc but FINALLY the check arrived in the mail today in an overnight envelope delivered by FedEx!! Yep, the exact amount I was charged wrong showed up. I honestly didn’t think this would ever happen and it is mixed emotions as I really had fun trying out various tactics with Monitronics on the phone, but in the end the result is, I WON!!

But come one, is it really winning when you get back your own money? Ehhh who cares, it was fun.

Wonder what the next game is I get to play……

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Want to play a game with customer disservice reps?

September 10th, 2008
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I for the last few weeks have been playing an epic of a game of skill and patience and thought I would share this new adventure with the world….. Or at least those poor souls that read this.

The game consists by calling up the customer service department of an alarm company. Not just any alarm company the one that protects my house. The game didn’t start by be wanting to prank the company, no it started when they billed me more then double what my monthly cost should have been 3 months in a row.

After the first month I called and they apologized and were going to fix it. Next month, double charged again and no credit on my account. So where did this money go? Oh wait until month 3! Double charged again. At this point the alarm company has $95 of my money extra from these double charges.

Now the game comes into play where I as the consumer try to get back my money that the alarm company stole. I really should patent this because it is a great game to play with any company.

What you do is you call the company up and be polite to begin with. After all, starting out an A$$ will get you nowhere quick. So you start by saying “I’m calling to check on the status of a refund owed to me.” And the person on the other side says “what?” Then you go through the script with them explaining what happened and how you were owed a refund. At this point the moron on the other end of the phone says that they don’t see where you were going to get a check but a credit on the account.

So you say, a credit what’s wrong with that?

To which I reply, everything. I want proof that there is a credit, and hey these idiots stole $95 from me and I want it back!

So you complain you want a check and they finally agree but say it will take 10-15 business days to get the refund to you. So I say “fine” and I wait the 15 days.

On day 16 I call up and ask “where’s my money?” to which they reply, “What? I show you have a credit and a check was never sent.”

Can you feel the frustration mounting?

So you then roll the dice and ask to speak to a supervisor as you understand that the person on the phone can’t issue a check or expedite the request.

At this point you listen to wonderful on hold music which I think is supposed to calm you down, after all isn’t that why they play elevator music when you are on hold with a customer service department? Is it wrong that when I hear Kenny G I want to kick an oompa loompa until his orange face turns blue? So by the time the “next level” gets on the phone you are more irritated then when you started, plus you’ve had about 15 minutes to practice your blurb.

So then the manager gets on the phone and you say “I assume you have gone over my notes and know what is going on?” to which they reply, “yes I see we owe you a refund of $95. Is that correct?” And you say “Yes it is, I want a check and I was promised one 3 weeks ago.”

After much complaining the manager then tells you he will get the accounting department to cut a check the next day and then mail it out, but it will take 10-15 business days to receive it.”

“Whaaaaatttttt?” I say. I in my kindest, most irritated tone explain how I’ve already waited and don’t want to wait anymore. They have 2 business days to get the money into my account no matter how they have to do it.”

“Ok” the manager says. He then mumbles and finally says “can I get your checking account number and I’ll have them deposit it into your account? Or perhaps they can overnight it, whichever method is fastest.”

“Great!” I thought to myself, progress. So I give the guy my info and he says he will call me the next day. Well since this is a game at this point you take a card and it says “lose a turn.”

I will say at this point it’s important to not let up and don’t give the guy on the phone a chance to talk. It’s important that as a customer you control the situation so the guy has a chance to go through his flip chart of how to handle an upset customer. After all, when he reads his chart and you finally start to ease off he feels like he worked the situation and made you calm down. You need to validate this shallow idiots abilities and give him confidence in himself even though you know he is totally incapable of delivering anything he says.

The next day comes and no phone call arrives. At this point it’s Friday night. So you let it go over the weekend thinking, maybe he will call. But nope.

So then Monday you call back and go through the script again with a new person who apologizes and appears sympathetic. I tell you some of these people answering the phones need to be actors cause they area really good. Sorry, I digress.

Then the lady on the phone puts you on hold, talks to the supervisor who I talked to on Thursday and she gets back and says “the supervisor said that the accounting office was closed on Friday, so he’ll take it to them tomorrow to be processed and you’ll have your check by wednesday.”

If you have any logic you would think, we’ll today is monday…..Was the accounting department not open today either? Yeah right, it was closed Monday and Friday and it wasn’t even a holiday weekend! Sign me up for a job in that company will ya?

In reality the moron just forgot to do it, then he didn’t have the guts to tell me he forgot. Imagine that, a customer service call center manager without a backbone…. Go on.

So I play the idiot caller again and act like I believe them, after all they act like they care so we all are just full of a lot of crap at this point.

Wednesday comes and wednesday night approaches and no check, no phone call not even a single luxury. Did I go to far? Perhaps. So I call back up and get to speak to a brand new moron on the phone. This guy couldn’t get it clear that they owed me money and kept trying to find out if the check I sent them cleared………. what?????

Eventually the one brain cell he has became available and was able to process my phone call. He finally got it straight and told me he would email the accounting department who doesn’t talk to the public directly (gee I wonder why.) And that they would call me tomorrow.

“What?” I thought the accounting department didn’t call customers directly. At this point you can pretty much ad lib your way through, tell them you are unhappy…….tell them you are very upset…….tell them you want a free month of service or two…….oh yeah throw in cancelling your account and getting a lawer invovled cause they just love that. Then set a deadline.

So, with that being said the game will continue on Thursday. I am supposed to have a phone call from one of the reps by 8:00pm EST at which point if you believe what I said “I’ll cancel my account and file complaints with every organization I can find.”

Oh yeah, he did say “this is an isolated incident.” to which I replied “I am not so sure, I would imagine if it were you all would take it a little more seriously.” Oh yeah then throw in a few shots like “how can you protect my home if you can’t even figure out how to send me a refund and get my billing right?”

I used to get so worked up with these things. But to be honest, I’m really having a great time playing the game with them.

Oh and if you want to know who the alarm company is, It’s Monitronics. Never heard of them huh? Well there is reason for it. They seemed really good at first, but now that we have been a customer just over a year, the service has gone downhill drastically. I understand that a computer glich caused my bill to be wrong. It happens, but the trouble I am having getting a refund is really just outrageous.

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